Earn 1% additional returns with direct plans and make your mutual fund investments stand out. Access entire universe of 5,000+ schemes on a single platform without paying a single rupee in commissions.
Invest in mutual funds online @ zero commission
![Mutual Funds Online Mutual Funds Investment](/content/images/mutual-fund/mutual-fund-banner-left.webp)
Benefits of mutual funds
Diversification advantage
Invest across sectors, asset classes, and fund houses to safeguard against market volatility
Reduce risks
Invest in expert-curated diversified basket of stocks
Power of compounding
Start with just ₹500 via SIPs and experience the joys of compounding in the long term
Rupee-cost averaging
With SIPs, you don’t have to worry about timing the market well anymore
Access fixed income market
Invest in debt funds and get capital protection whilst enjoying interest income
Flexibility and convenience
Invest online as per your convenience and funds availability
m.Stock – Ideal partner for your mutual fund investments
-
Direct mutual funds
Invest in direct plans and save big on commissions and management fees
-
2-click order placement
Enjoy 100% online, hassle-free, paperless mutual fund investing
-
Choice of 5,000+ schemes
Compare and choose from 5,000+ mutual fund schemes across various asset classes
-
Move existing portfolio with ease
Switch from regular plans and transfer your investments to m.Stock to earn higher returns
Types of mutual fund
-
Debt Funds
Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors
Know More -
Hybrid Funds
Enjoy best of both the worlds – equity and debt. Ideal for beginners with medium-term investment horizon
Know More -
Equity Funds
Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors
Know More -
Money Market Funds
Beat FD returns by investing in liquid instruments. Ideal for 1 day to 365 day investment horizon
Know More
Discover Mutual Funds
-
Equity Funds
-
Top Rated Fund
-
Funds with Best Returns
-
Tax Saver Funds
-
Better than FDs
![Aditya Birla Sun Life Mutual Fund Company Logo](\Content\images\MF-Logo-img\5946.png)
![Invesco Mutual Fund Company Logo](\Content\images\MF-Logo-img\27488.png)
![Bandhan Mutual Fund Company Logo](\Content\images\MF-Logo-img\21271.png)
![Sundaram Mutual Fund Company Logo](\Content\images\MF-Logo-img\18076.png)
![SBI Mutual Fund Company Logo](\Content\images\MF-Logo-img\6051.png)
![SBI Mutual Fund Company Logo](\Content\images\MF-Logo-img\6051.png)
![SBI Mutual Fund Company Logo](\Content\images\MF-Logo-img\6051.png)
![Kotak Mahindra Mutual Fund Company Logo](\Content\images\MF-Logo-img\20327.png)
![UTI Mutual Fund Company Logo](\Content\images\MF-Logo-img\23411.png)
![ICICI Prudential Mutual Fund Company Logo](\Content\images\MF-Logo-img\3583.png)
Mutual Funds Calculator
Evaluate future value of your SIP and Lumpsum investments.
-
Investment Type
-
Monthly Investment
₹ -
Expected Returns Rate
% -
Time Period
yrs
Future value of your investment
₹ 0
Returns
-
Invested Amount
0
-
Estimated Returns
0
-
Select Scheme
-
Investment Type
-
Monthly Investment
₹ -
Time Period
Total of your Investment will be
₹ 0
Returns
-
Invested Amount
0
-
Estimated Returns
0
Here's what the world has to say
We bring simplicity and ease to investing, along with exceptional customer expereince that our user admire
![Testimonial By Mukesh Mukesh](/Content/images/testimonial/MUKESH.webp)
Mujhe m.Stock trading app use karne mei bohot accha lagta hai. Mei ye app sabko recommend karta hu aur future mei bhi karunga!
![Testimonial By Neelanjit Neelanjit](/Content/images/testimonial/NEELANJIT.webp)
m.Stock share market trading app is ideal for investments. Easy to read dashboard & I can access it easily to check my portfolio.
![Testimonial By Karan Jaggi Karan Jaggi](/Content/images/testimonial/vishal-vincent.webp)
The messages and initiation that I got at every step, is the best without any jargons. There were samples and screens that helped a lot.
![Testimonial By Sourav Sourav](/Content/images/testimonial/SOURAV.webp)
A very intuitive platform. Barely took a few minutes to apply online and complete the KYC. 1-click order placement. Kudos m.Stock team!
![Testimonial By Devender Devender](/Content/images/testimonial/DEVENDER.webp)
m.Stock trading app itna simple ki koi bhi yeh app use kar sakte hai. Unke live market updates right moves lene me help karta he.
![Testimonial By Saurabh Saurabh](/Content/images/testimonial/SAURABH.webp)
m.Stock trading app main apne dost ko bhi recommend kiya hu and even they are now happy traders! Zero brokerage is the best! Thank you m.Stock!
All you need to know about Mutual Funds
There are two types of mutual fund plans in India – Regular and Direct. Regular plans are ones which are done through an investment advisor or mutual fund distributor. Since the investor goes through an agent, the fees or commission payable to the agent are adjusted in the fund’s Net Asset Value (NAV). On the contrary, Direct mutual funds are purchased directly from the asset management company and thus eliminates costs related to third party agents or distributors. This ‘cost-saving’ has a direct impact on the fund’s expense ratio. Regular plans have higher expense ratio compared to direct plans and hence the ‘in-hand’ returns generated by direct mutual funds are higher than regular funds. By investing in direct plans, you can earn up to 1% additional returns on your investments.
Yes, there is a special type of mutual fund called Equity Linked Savings Scheme (ELSS) that can help investors save tax under Section 80C of the Income Tax Act, 1961. Investors can claim a deduction of up to Rs. 1.5 Lakh per annum. ELSS usually comes with a lock-in period of 3 years. While it may seem like a long period, ELSS have one of the lowest lock-in periods compared to other tax saving options like PPF (15 years), NPS (till retirement) etc. While a tax saving instrument, investors should remember that ELSS funds are equity-oriented in nature and can be large, mid, or small cap biased.
Mutual funds are a great way to diversify your portfolio. While there are endless subsets of mutual funds, the three core asset classes in mutual funds are equity, debt, and hybrid. Equity funds invest in equity stocks of companies listed on the stock exchange. They carry medium to high risk and range from relatively safer investments like large cap funds to risky investments (mid and small cap funds). Debt funds are comparatively safer as they invest in fixed interest generating investments like fixed deposits, commercial papers, certificates of deposits, treasury bills etc. They are ideal for conservative investors looking to beat inflation without exposing their capital to equity markets. Hybrid funds are a mix of both equity and debt. There are six types of hybrid funds each with a unique mix of equity and debt. These are ideal for beginners to test the waters, before going all in with equities.
Mutual funds are managed by a fund manager and a team of analysts and researchers who track market movements and control fund reallocation to maximise the fund’s performance and returns. To pay for their services, and the agent’s commission, fund houses factor in an expense ratio that is shared by all investors proportionately. When you invest in direct mutual funds, commissions are eliminated, thereby reducing the overall expense ratio, and giving you higher real returns.
Mutual funds are avenues for long term wealth creation. And to discourage investors from constantly churning their portfolio in the short term, mutual funds have the concept of ‘exit load’. Typically, for equity mutual funds, exit load is levied if you withdraw or sell investments within one year of purchase. In case of debt funds, the exit load period is reduced to 3 months. Liquid funds carry a 15-day or a 30-day exit load period.
Yes, there are mutual funds that carry lock-in period or a fixed maturity date. These can range from ELSS (lock-in period of 3 years) to close-ended funds like Fixed Maturity Plans (FMPs) and capital protection fund that are available for selling after a specific period. Since these funds are not open to regular buying and selling, fund manager and his investment bets play a critical role in fund performance.
Hybrid funds are a popular type of mutual funds that provide exposure to both equity and debt. While equity exposure aims to maximise capital appreciation, the debt portion provides stability as it invests in fixed interest generating debt instruments. There are 6 types of hybrid funds, ranging from aggressive hybrid funds (up to 80% allocation to equities) to conservative hybrid funds (up to 30%-40% exposure to equities).
Power your investments with our smart trading platforms
![mobilefooterimg](/Content/images/homepage/mobilefooterimg.webp)